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Hong Kong

Business Instalment Loan

Standard Chartered SME Banking understands working capital is crucial for business development. Therefore, we provide a flexible financing solution – Business Instalment Loan, for you to be able to make every right business move.

Business Instalment Loan offers a range of benefits:

  • No collateral required*
  • Loan amount up to HK$2,000,000
  • Repayment period up to 60 months
  • Low monthly repayment
  • Fast and easy application process
  • Flexible loan usage - for any business purpose
    e.g. business expansion or cash flow improvement, etc.

* For limited companies, personal guarantees from major shareholders are required.

If you successfully draw down a new or top-up your Business Instalment Loan, you can subscribe to Business Pro Account, and enjoy the following interest rebates as well as waiver of the HK$300 administration fee2:

Average daily balance for all accounts linked to Business Pro Account Business Instalment Loan Monthly Interest Rebate Percentage4
HK$50,000 - HK$100,000 0.5%
HK$100,001 - HK$500,000 1%
HK$500,001 - HK$1,000,000 5%
HK$1,000,001 or above 10%



Monthly interest rebates will be accumulated and credited to your Business Instalment Loan repayment account every 6 months according to your loan tenor starting from loan drawdown.

Apply for Business Instalment Loan Now

Terms and Conditions